Credit in Rural India: A Case Study

107 Pages Posted: 30 Apr 2008

See all articles by Jean Drèze

Jean Drèze

University of Delhi - Delhi School of Economics

Peter F. Lanjouw

World Bank - Development Research Group (DECRG)

Naresh Sharma

affiliation not provided to SSRN

Date Written: September 1997

Abstract

This paper presents a case study of credit transactions in Palanpur, a north Indian village. Drawing on detailed informtion from all borrowers and lenders in the village, we examine a number of issues related to the functioning of rural credit markets. These include the segmentation of the credit market, the achievements and failure of public lending institutions, the role of interest-free lending, the lending strategies of village moneylenders, social inequalities in access to credit, and the politics of rural credit, among others. An attempt is also made to relate these findings to those of other studies of credit in rural India.

Suggested Citation

Drèze, Jean and Lanjouw, Peter F. and Sharma, Naresh, Credit in Rural India: A Case Study (September 1997). LSE STICERD Research Paper No. DEDPS06, Available at SSRN: https://ssrn.com/abstract=1126936

Jean Drèze (Contact Author)

University of Delhi - Delhi School of Economics ( email )

G.T. Road,
Shahdara
Delhi-110007, Delhi 110032
India

Peter F. Lanjouw

World Bank - Development Research Group (DECRG) ( email )

1818 H. Street, N.W.
MSN3-311
Washington, DC 20433
United States
202-473-4529 (Phone)
202-522-1153 (Fax)

HOME PAGE: http://econ.worldbank.org/staff/planjouw

Naresh Sharma

affiliation not provided to SSRN

No Address Available

Do you have negative results from your research you’d like to share?

Paper statistics

Downloads
386
Abstract Views
2,348
Rank
140,748
PlumX Metrics