Subsidy Impact on Sustainability of SHGS: An Empirical Analysis of Micro Lending Through SGSY Scheme

Indian Journal of Agricultural Economics, Vol. 64, No. 2, April-June 2009

13 Pages Posted: 27 Jun 2010

See all articles by A. P. Pati

A. P. Pati

North Eastern Hill University

Date Written: March 2009

Abstract

In sustaining rural livelihood sustainability of micro–credit intervention is highly essential, which warrants a study on SHGs. Very recently the micro-credit movement through the conduit of SHGs in North-east India has been gaining momentum with the implementation of SGSY scheme. The empirical evidences collected through a primary survey from the state of Meghalaya offer some clues towards the possible impact of financial subsidy provided through this scheme on sustainability of SHGs. Negative impact of subsidy on the important self-sufficiency indicators is clearly visible. Improvement of recovery rate holds the key for reducing or phasing out the much needed subsidy in the long run.

Keywords: Subsidy, SGSY, Impact

Suggested Citation

Pati, Ambika Prasad, Subsidy Impact on Sustainability of SHGS: An Empirical Analysis of Micro Lending Through SGSY Scheme (March 2009). Indian Journal of Agricultural Economics, Vol. 64, No. 2, April-June 2009, Available at SSRN: https://ssrn.com/abstract=1630274

Ambika Prasad Pati (Contact Author)

North Eastern Hill University ( email )

Umshing-Mawkynroh
Shillong
Meghalaya, 793022
India

Do you have negative results from your research you’d like to share?

Paper statistics

Downloads
211
Abstract Views
791
Rank
260,450
PlumX Metrics