A Behavioral Study on the Perception of Market and Credit Risk by the Investor

6 Pages Posted: 3 Jun 2012

See all articles by Jose L. B. Fernandes

Jose L. B. Fernandes

Universidade de Brasília

Alberto S. Matsumoto

Universidade Católica de Brasília; Government of the Federative Republic of Brazil - Central Bank of Brazil

Paulo César Chagas

Catholic University of Brazil (UCB)

Simone Muller Rocha

affiliation not provided to SSRN

Date Written: June 2, 2012

Abstract

The objective of this study is to analyze the perception of the individual regarding market risk and credit risk. The methodology used to obtain the data was an experiment involving a questionnaire carried out with 93 business administration from the Universidade Católica de Brasília. The results showed that the men’s perception of risk was different from that of the women and that financial institutions should therefore offer different products to men and women.

Keywords: Behavioral finance, credit risk, market risk, risk preference

JEL Classification: C91

Suggested Citation

Fernandes, Jose Luiz Barros and Matsumoto, Alberto S. and Chagas, Paulo César and Rocha, Simone Muller, A Behavioral Study on the Perception of Market and Credit Risk by the Investor (June 2, 2012). Available at SSRN: https://ssrn.com/abstract=2073855 or http://dx.doi.org/10.2139/ssrn.2073855

Jose Luiz Barros Fernandes (Contact Author)

Universidade de Brasília ( email )

Campus Universitário Darcy Ribeiro
Brasília, Distrito Federal 70910-900
Brazil

Alberto S. Matsumoto

Universidade Católica de Brasília ( email )

SGAN 916, módulo B, Asa Norte
Brasília, Brasília 70790-160
Brazil
556181618192 (Phone)

Government of the Federative Republic of Brazil - Central Bank of Brazil ( email )

P.O. Box 08670
SBS Quadra 3 Bloco B - Edificio-Sede
Brasilia, Distr. Federal 70074-900
Brazil

Paulo César Chagas

Catholic University of Brazil (UCB) ( email )

SGAN 916, Modulo B, Asa Norte
Brasília, DF 70790-160
Brazil

Simone Muller Rocha

affiliation not provided to SSRN ( email )

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