UID (Aadhar) and Financial Inclusion - Solution or Not?

2 Pages Posted: 25 Jun 2013 Last revised: 12 Apr 2016

Date Written: May 1, 2011

Abstract

Over the last few years, India has seen critical reforms implemented to help create financial solutions for the poor. The UID number could help integrate these reforms and leverage the technology already in place into an effective low-cost solution, offering financial services to everyone at a short distance from their homes.

Keywords: UIDAI, Aadhar, Fintech, Digital Finance, Microfinance, Financial Inclusion, Banking, JanDhan, Savings, Mobile Banking, Biometrics, Jan Dhan, MFI, India

JEL Classification: 016

Suggested Citation

Panikkal, Sandeep and Thacker, Krishna Uma Mahesh and Balani, Jitendra, UID (Aadhar) and Financial Inclusion - Solution or Not? (May 1, 2011). Available at SSRN: https://ssrn.com/abstract=2282052 or http://dx.doi.org/10.2139/ssrn.2282052

Sandeep Panikkal (Contact Author)

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B-52, Mahanagar Extension
Kapoorthala
Lucknow
India

Krishna Uma Mahesh Thacker

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B-52, Mahanagar Extension
Kapoorthala
Lucknow
India

Jitendra Balani

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B-52, Mahanagar Extension
Kapoorthala
Lucknow
India

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