Genetics and Life Insurance: A Comparative Analysis

(2004) II-2 GenEdit, 1-14

15 Pages Posted: 7 Aug 2013

See all articles by Trudo Lemmens

Trudo Lemmens

University of Toronto - Faculty of Law

Yann Joly

McGill University - Centre for Genomics and Policy

Bartha Maria Knoppers

McGill University - Centre for Genomics and Policy

Date Written: August 6, 2004

Abstract

The debate surrounding the role of life insurance, the necessity of risk rating, and the notion of “acceptable discrimination” has raised questions about the larger social role of insurance. Recent developments in the field of genetics, allowing insurers to make use of genetic testing technology as a new underwriting tool, have reinvigorated this debate. This article presents a comparative study of positions taken in countries on issues in genetics and life insurance. We analyze the 43 selected countries and comment on their potential for ensuring a more equitable access for life insurance applicants.

Suggested Citation

Lemmens, Trudo and Joly, Yann and Knoppers, Bartha Maria, Genetics and Life Insurance: A Comparative Analysis (August 6, 2004). (2004) II-2 GenEdit, 1-14, Available at SSRN: https://ssrn.com/abstract=2306829

Trudo Lemmens (Contact Author)

University of Toronto - Faculty of Law ( email )

78 and 84 Queen's Park
Toronto, Ontario M5S 2C5
Canada

Yann Joly

McGill University - Centre for Genomics and Policy ( email )

740 Dr. Penfield Avenue, Suite 5200
Montreal, Quebec H3A 0G1
Canada

Bartha Maria Knoppers

McGill University - Centre for Genomics and Policy ( email )

740 Dr. Penfield Avenue, Suite 5200
Montreal, Quebec H3A 0G1
Canada

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