Role of Regulation in Micro Finance: Jurisdictional Analysis (Africa, Asia and Latin America)

27 Pages Posted: 3 Nov 2013

See all articles by Marianne Ojo D Delaney PhD

Marianne Ojo D Delaney PhD

American Accounting Association; Centre for Innovation and Sustainable Development (CISD); Centre for Innovation and Sustainable Development (CISD)

Date Written: November 2, 2013

Abstract

An innovative aspect of this paper is evidenced through its recommendation of the Micro-Savings Requirement Scheme - which offers numerous benefits - as will be highlighted in this paper.

The paper not only addresses how linkages, direct and facilitating linkages, can benefit microfinance institutions - and particularly in jurisdictions where the Savings Group Outreach involvement is particularly low, but also illustrates ways and means whereby group lending and other more recent innovative methods used by micro lenders to secure repayments, could increase the desired effects, efficiency and impact of microfinance in selected jurisdictions. In so doing, it addresses some of the existing and persisting problems of micro finance in rural areas.

Keywords: microfinance, regulation, agency theory, Micro-Savings Requirement Scheme, Africa, Asia, Latin America

Suggested Citation

Ojo D Delaney PhD, Marianne, Role of Regulation in Micro Finance: Jurisdictional Analysis (Africa, Asia and Latin America) (November 2, 2013). Available at SSRN: https://ssrn.com/abstract=2349108 or http://dx.doi.org/10.2139/ssrn.2349108

Marianne Ojo D Delaney PhD (Contact Author)

American Accounting Association ( email )

5717 Bessie Drive
Sarasota, FL 34233-2399
United States

Centre for Innovation and Sustainable Development (CISD) ( email )

United States

Centre for Innovation and Sustainable Development (CISD) ( email )

United States

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