Thomas S. Conkling

Consumer Financial Protection Bureau

Senior Economist

United States

SCHOLARLY PAPERS

6

DOWNLOADS

361

SSRN CITATIONS

2

CROSSREF CITATIONS

1

Scholarly Papers (6)

1.

Borrower Experiences on Income-Driven Repayment

Consumer Financial Protection Bureau Office of Research Reports Series No. 19-10
Number of pages: 50 Posted: 03 Dec 2019
Thomas S. Conkling and Christa Gibbs
Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 81 (559,703)
Citation 1

Abstract:

Loading...

2.

Changing the Scope of GSE Loan Guarantees: Estimating Effects on Mortgage Pricing and Availability

Journal of Real Estate Finance and Economics (2022)
Number of pages: 43 Posted: 18 Aug 2021 Last Revised: 09 Jun 2022
Independentaffiliation not provided to SSRN, Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 77 (567,883)

Abstract:

Loading...

Mortgage, Pricing, GSE, Pass-through, Underwriting

3.

Crowd-Out or Affordability? The Lifeline Expansion's Effect on Wireless Service Spending

Journal of Policy Analysis and Management, Vol. 37, Issue 2, (2018)
Number of pages: 60 Posted: 01 May 2016 Last Revised: 20 Nov 2020
Thomas S. Conkling
Consumer Financial Protection Bureau
Downloads 63 (632,749)
Citation 1

Abstract:

Loading...

Crowd-out, Price Discrimination, Public Provision, Lifeline

4.

Final Student Loan Payments and Broader Household Borrowing

Consumer Financial Protection Bureau Office of Research Reports Series No. 18-4
Number of pages: 38 Posted: 07 Nov 2019
Thomas S. Conkling and Nicholas Tremper
Consumer Financial Protection Bureau and JPMorgan Chase Institute
Downloads 59 (653,618)

Abstract:

Loading...

5.

Compliance and Competition with Heterogeneous Service Providers: The Federal Lifeline Program

Journal of Regulatory Economics, Vol. 57, p. 74–104 (2020)
Number of pages: 38 Posted: 01 May 2016 Last Revised: 19 Nov 2020
Thomas S. Conkling
Consumer Financial Protection Bureau
Downloads 49 (711,520)
Citation 2

Abstract:

Loading...

Compliance, Competition, Enforcement, Firm Heterogeneity, Lifeline, Universal Service

6.

Student Loan Borrowers Potentially At-Risk When Payment Suspension Ends

Consumer Financial Protection Bureau Office of Research Reports Series No. 22-4
Number of pages: 21 Posted: 07 Jul 2022 Last Revised: 19 Jul 2022
Thomas S. Conkling, Christa Gibbs and Vanessa Jimenez-Read
Consumer Financial Protection Bureau, Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 32 (833,272)

Abstract:

Loading...