Employee Education and the Likelihood of Having a Retirement Savings Program
13 Pages Posted: 23 Apr 2013
Abstract
This study develops a framework that can be used to examine the retirement savings decision. Using Retirement Confidence Survey data (N = 751), this analysis determined that respondents with higher education levels, higher income, a smaller household size, and favorable financial attitudes tend to currently have a retirement savings program in place. Those who are exposed to workplace financial education are more likely to have a retirement savings program and having a retirement savings program related positively to retirement confidence.
Keywords: employee education, retirement saving, and retirement planning
Suggested Citation: Suggested Citation
Joo, So-Hyun and Grable, John E., Employee Education and the Likelihood of Having a Retirement Savings Program. Journal of Financial Counseling and Planning, Vol. 16, No. 1, 2005, Available at SSRN: https://ssrn.com/abstract=2255072
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