Outliving Our Savings: Registered Retirement Income Funds Rules Need a Big Update

12 Pages Posted: 6 Jun 2014

Date Written: June 4, 2014

Abstract

Many retirees face dramatic erosion of their savings due to outdated government rules, says a new C.D. Howe Institute report. In “Outliving Our Savings: Registered Retirement Income Funds Rules Need a Big Update,” authors Alexandre Laurin and William Robson urge the government to re-visit its rules requiring mandatory minimum withdrawals from registered retirement income funds (RRIFs) and similar accounts, to protect Canadians from outliving their savings.

Keywords: Governance and Public Institutions, Pension Papers

JEL Classification: D91, J32

Suggested Citation

Robson, William B. P. and Laurin, Alexandre, Outliving Our Savings: Registered Retirement Income Funds Rules Need a Big Update (June 4, 2014). C.D. Howe Institute Ebrief 175, Available at SSRN: https://ssrn.com/abstract=2446096 or http://dx.doi.org/10.2139/ssrn.2446096

William B. P. Robson

C.D. Howe Institute ( email )

67 Yonge Street
Suite 300
Toronto, Ontario M5E 1J8
Canada
416-865-1904 (Phone)
416-865-1866 (Fax)

HOME PAGE: http://www.cdhowe.org

Alexandre Laurin (Contact Author)

C.D. Howe Institute ( email )

67 Yonge St., Suite 300
Toronto, Ontario M5E 1J8
Canada

HOME PAGE: http://www.cdhowe.org

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