Research and Impacts of Digital Financial Services
14 Pages Posted: 30 Sep 2016
There are 2 versions of this paper
Research and Impacts of Digital Financial Services
HKS Working Paper No. RWP16-037
Number of pages: 14
Posted: 30 Sep 2016
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Research and Impacts of Digital Financial Services
NBER Working Paper No. w22633
Number of pages: 14
Posted: 20 Sep 2016
Last Revised: 06 May 2023
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79
Date Written: September 27, 2016
Abstract
A growing body of rigorous research shows that financial services innovations can have important positive impacts on wellbeing, but also that many do not. We first describe the latest evidence on what works in financial inclusion. Second, we summarize research on key financial market failures and on products and innovations that address specific mechanisms underlying them. We conclude by highlighting open areas for future work.
Suggested Citation: Suggested Citation
Karlan, Dean S. and Karlan, Dean S. and Kendall, Jake and Mann, Rebecca and Pande, Rohini and Suri, Tavneet and Zinman, Jonathan, Research and Impacts of Digital Financial Services (September 27, 2016). HKS Working Paper No. RWP16-037, Available at SSRN: https://ssrn.com/abstract=2844388 or http://dx.doi.org/10.2139/ssrn.2844388
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