Arrears and Non Performing Loans

5 Pages Posted: 31 Jan 2018

Date Written: January 22, 2018

Abstract

The phenomenon of non performing loans (NPLs) is bankers main problem around the globe. Since NPLs are attributed to many factors of either macroeconomic or microeconomic nature, in this paper an attempt has been made to introduce a single NPL driver, which covers all these factors. This is called arrears and through a panel data regression a relationship between NPLs and arrears will be estimated. Our data cover many European countries.

Keywords: Banking, NPLs, Economic Growth, Bank Regulations, Unemployment, Inflation

JEL Classification: G2, D2, C5

Suggested Citation

Georgiou, Miltiades N., Arrears and Non Performing Loans (January 22, 2018). Available at SSRN: https://ssrn.com/abstract=3107390 or http://dx.doi.org/10.2139/ssrn.3107390

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