Enforcing the Community Reinvestment Act: An Advocate's Guide to Making the Cra Work for Communities
62 Pages Posted: 17 Jun 2002
Date Written: July 2001
Abstract
This guide to the Community Reinvestment Act (CRA) is designed to provide community advocates with the basic information and skills they need to challenge bank redlining and promote economic development in their neighborhoods. The Guide includes four sections: the legal structure of the CRA; important information about banks and how to get it; analyzing a bank's CRA records, and participating in the CRA enforcement process.
Keywords: community reinvestment, community economic development, CRA challenge, HMDA data, CRA Guide, bank regulation, financial institutions, banking and lending, redlining, lending discrimination
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