Evaluating the Factors Impacting Non Performing Asset in Banks through Factor Analysis Approach

8 Pages Posted: 14 Jun 2019

See all articles by Sunita Sharma

Sunita Sharma

Amity University, Rajasthan

D.S. Rathore

Amity University, Rajasthan

Jagdish Prasad

Amity University, Rajasthan

Date Written: March 22, 2019

Abstract

One of the biggest problems banking industry is suffering from i.e. Non Performing Asset. Proper management of NPA is very essential because it will distract the business of bank. The rising amount of NPA will “weaken the bank revenue stream”. It will also bring the scarcity of funds in the markets or shareholder may also lose the money, so it is required for the bankers to take essential steps to reducing NPA .In this paper, 13 variables were considered and analyzed to find out the factors which may address the problem of mounting NPAs as per the perception of both public and private sector bankers’. The statistical tool called SPSS was used to run the factor analysis.

Suggested Citation

Sharma, Sunita and Rathore, D.S. and Prasad, Jagdish, Evaluating the Factors Impacting Non Performing Asset in Banks through Factor Analysis Approach (March 22, 2019). Proceedings of International Conference on Sustainable Computing in Science, Technology and Management (SUSCOM), Amity University Rajasthan, Jaipur - India, February 26-28, 2019, Available at SSRN: https://ssrn.com/abstract=3358121 or http://dx.doi.org/10.2139/ssrn.3358121

Sunita Sharma

Amity University, Rajasthan ( email )

Jaipur
Kalawar
Rajasthan, Rajasthan 303002
India

D.S. Rathore (Contact Author)

Amity University, Rajasthan ( email )

Jagdish Prasad

Amity University, Rajasthan ( email )

Kant
Kalawar
Jaipur, Rajasthan 303002
India

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