Effect of Trust, Perceived of Use, Consumer Perception, and Behavior Intention on the Use of Digital Wallet Among College Students

Abstract

Digital wallet which is predicted to be an efficient tool to storage and financial management for students. Digital wallet to make money we save is well managed, is not concerned with the number of shopping scattered returns. But, in fact, not all students want to switch to the digital technology.

This study was made to identify and analyze the factors that affect the use of the digital wallet for students. The technique used in the sampling in this study was the Smart PLS with a sample of 200 respondents. Collecting data using the questionnaire method by using Smart Partical Least Square with software Smart PLS 3.0. The research show that Behavior Intention is the most variable Significantly Affects the Using Digital Wallet with a value of 0.324 coefficient paths.

Keywords: Digital Wallet, Trust, Perceived Usefulness of Consumer Perception, Behavior Intention

JEL Classification: O33