The New Morality of Debt

58 Finance & Development 28 (2021)

4 Pages Posted: 30 Mar 2021 Last revised: 28 Mar 2023

See all articles by Nikita Aggarwal

Nikita Aggarwal

UCLA School of Law; European Corporate Governance Institute (ECGI)

Date Written: March 1, 2021

Abstract

Increased datafication of debt raises ethical questions and calls for a new approach to regulating lending.

Keywords: Machine Learning, Big Data, Consumer Lending, GDPR, Financial Regulation, Algorithmic Credit Scoring, Digital Ethics, Fairness, Privacy, Autonomy, Financial Inclusion, Discrimination, FCA, ICO

JEL Classification: K22, K33

Suggested Citation

Aggarwal, Nikita, The New Morality of Debt (March 1, 2021). 58 Finance & Development 28 (2021), Available at SSRN: https://ssrn.com/abstract=3795936

Nikita Aggarwal (Contact Author)

UCLA School of Law ( email )

Institute for Technology, Law & Policy
385 Charles E Young Drive E
Los Angeles, CA 90095
United States

European Corporate Governance Institute (ECGI) ( email )

c/o the Royal Academies of Belgium
Rue Ducale 1 Hertogsstraat
1000 Brussels
Belgium

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