International Conference: A People’s Financial Regulation? Competition law and economics in the financial services sector
Conference dates
12 Jun 2025 - 13 Jun 2025
Location
Tilburg University, The Netherlands
Description
International Conference: A People’s Financial Regulation? Competition law and economics in the financial services sector
Tilburg University, The Netherlands
June 12-13, 2025
Keynote Speakers:
Dan Awrey (Cornell)
Hans Degryse (Leuven)
Jens-Uwe Franck (Mannheim)
Elisabeth Noble (European Banking Authority and London School of Economics)
Organized by:
Tilburg Institute for Law, Technology and Society (TILT)
Tilburg Law and Economics Center (TILEC)
Tilburg University, the Netherlands
& Center for Competition Policy (CCP), University of East Anglia
SCIENTIFIC BACKGROUND AND GOAL OF THE WORKSHOP
Despite being subject to extensive regulatory frameworks, financial services remain expensive (Philippon 2017). In an era of rapid technological change, and evolving market dynamics, competition law can play a transformative role in reshaping these services to prioritize consumer welfare. This conference will explore how competition law can redefine the financial services sector by fostering a more consumer-centric approach, addressing anti-competitive practices, and promoting innovation. By examining the interaction between competition law and financial regulation, the conference will also seek to identify ways in which competition law and policies inspired by it can remedy the limitations of regulatory frameworks in advancing the interests of consumers of financial services around the world.
Open Finance provides a compelling example of a regulatory policy inspired by competition law principles, aimed at enhancing consumer welfare. By mandating that financial institutions share consumer data (with consent) across services and platforms, Open Finance policies break down barriers that typically prevent consumers from seamlessly accessing and comparing financial products. By facilitating an ecosystem where consumers have greater control over their financial data, Open Finance not only enhances competition but also aligns with consumer-centric goals, pushing the financial sector toward a model that prioritizes choice, convenience, and accessibility.
SPECIFIC TOPICS INCLUDE (BUT ARE NOT LIMITED TO)
Application of Competition Law in Financial Services: Exploring the effectiveness of competition law in addressing anti-competitive practices and market concentration in banking, securities, payments, asset management and insurance markets. Papers may examine case studies, regulatory actions, or analyze structural issues that inhibit competition and consumer choice in the financial services sector.
The Economics of Financial Services Markets and Regulation: Developing and analyzing theories of harm stemming from the inclusion of digital technologies, especially AI, on specific financial services markets. Making proposals how regulation, competition law, or private ordering could mitigate the identified harmful effects.
The Relationship Between Competition Law and Financial Regulation: Discussing the overlaps and tensions between competition law and traditional financial regulation, and how these frameworks can be better aligned to advance consumer welfare. Contributions may focus on comparative analyses, policy reform suggestions, or institutional dynamics.
FinTech and Competition Law: Investigating the role of FinTech in disrupting traditional market structures and how competition law should adapt to these changes. Topics could include the regulation of Open Finance, AI and other.
The Role of Data for Competition in Finance: Considering the increasing importance of data in financial markets and the implications for competition law. Papers may focus on data portability, quality, and the competitive advantages of data-rich incumbents versus emerging players.
PROGRAM COMMITTEE
M. Konrad Borowicz (Tilburg)
Friso Bostoen (Tilburg)
Panos Delimatsis (Tilburg)
Sean Ennis (East Anglia)
Inge Graef (Tilburg)
Melika Liporace (Tilburg)
Raphael Markellos (East Anglia)
Giorgio Monti (Tilburg)
Jens Prüfer (Tilburg)
FORMAT
The workshop will take place at Tilburg University, the Netherlands, on June 12-13, 2025, and is planned for two full days. Regular presentations (20 minutes) will be followed by a discussant (10 minutes) and public discussion (15 minutes). For keynote speakers, the format will be 45 minutes presentation and 15 minutes of public discussion. There will be plenty of time for informal discussion and social interaction.
FEES AND REIMBURSEMENT POLICY
There is no conference fee. TILEC will cover the accommodation and travel expenses of speakers and discussants.
IMPORTANT DATES
The deadline for submissions is February 20, 2025. Papers should be submitted in PDF format to TILEC-conferences@tilburguniversity.edu. Long abstracts are accepted but full papers are preferred. Unless otherwise mentioned with the submission, it is understood that the author submitting a paper is also the presenter and present throughout the workshop.
Authors of accepted papers will be notified by March 10, 2025. Speakers might be asked to discuss another paper. Completed drafts of accepted papers are due by May 25, 2025, and will be made available for download on the conference website. Upon authors’ consent, final papers will be considered for publication, subject to further peer review, as part of a volume edited by the organizers. Authors willing to participate are invited to express their interest no later than June 30, 2025 and submit their final drafts by August 15, 2025.
ORGANIZERS
M. Konrad Borowicz (m.k.borowicz@tilburguniversity.edu)
Friso Bostoen (f.bostoen@tilburguniversity.edu)
Tilburg University, The Netherlands
June 12-13, 2025
Keynote Speakers:
Dan Awrey (Cornell)
Hans Degryse (Leuven)
Jens-Uwe Franck (Mannheim)
Elisabeth Noble (European Banking Authority and London School of Economics)
Organized by:
Tilburg Institute for Law, Technology and Society (TILT)
Tilburg Law and Economics Center (TILEC)
Tilburg University, the Netherlands
& Center for Competition Policy (CCP), University of East Anglia
SCIENTIFIC BACKGROUND AND GOAL OF THE WORKSHOP
Despite being subject to extensive regulatory frameworks, financial services remain expensive (Philippon 2017). In an era of rapid technological change, and evolving market dynamics, competition law can play a transformative role in reshaping these services to prioritize consumer welfare. This conference will explore how competition law can redefine the financial services sector by fostering a more consumer-centric approach, addressing anti-competitive practices, and promoting innovation. By examining the interaction between competition law and financial regulation, the conference will also seek to identify ways in which competition law and policies inspired by it can remedy the limitations of regulatory frameworks in advancing the interests of consumers of financial services around the world.
Open Finance provides a compelling example of a regulatory policy inspired by competition law principles, aimed at enhancing consumer welfare. By mandating that financial institutions share consumer data (with consent) across services and platforms, Open Finance policies break down barriers that typically prevent consumers from seamlessly accessing and comparing financial products. By facilitating an ecosystem where consumers have greater control over their financial data, Open Finance not only enhances competition but also aligns with consumer-centric goals, pushing the financial sector toward a model that prioritizes choice, convenience, and accessibility.
SPECIFIC TOPICS INCLUDE (BUT ARE NOT LIMITED TO)
Application of Competition Law in Financial Services: Exploring the effectiveness of competition law in addressing anti-competitive practices and market concentration in banking, securities, payments, asset management and insurance markets. Papers may examine case studies, regulatory actions, or analyze structural issues that inhibit competition and consumer choice in the financial services sector.
The Economics of Financial Services Markets and Regulation: Developing and analyzing theories of harm stemming from the inclusion of digital technologies, especially AI, on specific financial services markets. Making proposals how regulation, competition law, or private ordering could mitigate the identified harmful effects.
The Relationship Between Competition Law and Financial Regulation: Discussing the overlaps and tensions between competition law and traditional financial regulation, and how these frameworks can be better aligned to advance consumer welfare. Contributions may focus on comparative analyses, policy reform suggestions, or institutional dynamics.
FinTech and Competition Law: Investigating the role of FinTech in disrupting traditional market structures and how competition law should adapt to these changes. Topics could include the regulation of Open Finance, AI and other.
The Role of Data for Competition in Finance: Considering the increasing importance of data in financial markets and the implications for competition law. Papers may focus on data portability, quality, and the competitive advantages of data-rich incumbents versus emerging players.
PROGRAM COMMITTEE
M. Konrad Borowicz (Tilburg)
Friso Bostoen (Tilburg)
Panos Delimatsis (Tilburg)
Sean Ennis (East Anglia)
Inge Graef (Tilburg)
Melika Liporace (Tilburg)
Raphael Markellos (East Anglia)
Giorgio Monti (Tilburg)
Jens Prüfer (Tilburg)
FORMAT
The workshop will take place at Tilburg University, the Netherlands, on June 12-13, 2025, and is planned for two full days. Regular presentations (20 minutes) will be followed by a discussant (10 minutes) and public discussion (15 minutes). For keynote speakers, the format will be 45 minutes presentation and 15 minutes of public discussion. There will be plenty of time for informal discussion and social interaction.
FEES AND REIMBURSEMENT POLICY
There is no conference fee. TILEC will cover the accommodation and travel expenses of speakers and discussants.
IMPORTANT DATES
The deadline for submissions is February 20, 2025. Papers should be submitted in PDF format to TILEC-conferences@tilburguniversity.edu. Long abstracts are accepted but full papers are preferred. Unless otherwise mentioned with the submission, it is understood that the author submitting a paper is also the presenter and present throughout the workshop.
Authors of accepted papers will be notified by March 10, 2025. Speakers might be asked to discuss another paper. Completed drafts of accepted papers are due by May 25, 2025, and will be made available for download on the conference website. Upon authors’ consent, final papers will be considered for publication, subject to further peer review, as part of a volume edited by the organizers. Authors willing to participate are invited to express their interest no later than June 30, 2025 and submit their final drafts by August 15, 2025.
ORGANIZERS
M. Konrad Borowicz (m.k.borowicz@tilburguniversity.edu)
Friso Bostoen (f.bostoen@tilburguniversity.edu)